1. 1 Peter 5:7 “Cast all your anxieties on him, for he cares about you.”
2. Jeremiah 29:11 “For I know the plans I have for you, says the LORD, plans for welfare and not for evil, to give you a future and a hope.”
3. Romans 12:21 “Do not be overcome by evil, but overcome evil with good.”
4. Proverbs 3:5-6 “Trust in the LORD with all your heart, and do not rely on your own insight. In all your ways acknowledge him, and he will make straight your paths.”
5. Joshua 1:9 “Be strong and of good courage; be not frightened, neither be dismayed; for the LORD your God is with you wherever you go.””
6. Revelation 21:4 “he will wipe away every tear from their eyes, and death shall be no more, neither shall there be mourning nor crying nor pain any more, for the former things have passed away.”
7. Matthew 6:20-21 “lay up for yourselves treasures in heaven, where neither moth nor rust consumes and where thieves do not break in and steal. For where your treasure is, there will your heart be also.”
8. Matthew 7:7 “Ask, and it will be given you; seek, and you will find; knock, and it will be opened to you.”
9. Psalm 119:105 “Thy word is a lamp to my feet and a light to my path.”
10. John 4:14 “whoever drinks of the water that I shall give him will never thirst; the water that I shall give him will become in him a spring of water welling up to eternal life.”
11. John 1:5 “The light shines in the darkness, and the darkness has not overcome it.
12. 2 Corinthians 4:16-18 “So we do not lose heart. Though our outer nature is wasting away, our inner nature is being renewed every day. For this slight momentary affliction is preparing for us an eternal weight of glory beyond all comparison, because we look not to the things that are seen but to the things that are unseen; for the things that are seen are transient, but the things that are unseen are eternal.”

Learning how to work a budget can be challenging, but it is an important tool needed to be able to keep your peace of mind and learn how to adapt to your current conditions.

Luke 14:28 28 “Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you enough money to complete it?”

Ecclesiastes 7:12 “Wisdom is a shelter as money is a shelter, but the advantage of knowledge is this: Wisdom preserves those who have it.”

Preparing a family budget can help you make wiser decisions, such as selecting the best city to raise your family, or to allow you to survive comfortably.

We have enclosed a spreadsheet that can help you analyze your expenses. Please hit here to look at it. We will also like to direct you to the following link, Texas Family Budgets, presented by the Center for Public Policy Priorities. There are many important considerations when preparing a budget, and some life style choices that you must decide. Keep in mind that having a poor credit score can be extremely costly, as everything will cost you more than if you are able to keep control of your expenses, and on time payments.

A clear example of a monthly cost is transportation. Without it, you can't get to work. But, how much are needing to spend if you own a car, considering car insurance, maintenance and repair, fuel, tolls, parking, and other related expenses. Will it not be easier to live closer to work? The cost of renting an Apartment closer to work might be higher than in a suburb, but you might be saving time and money in transportation, and heping both your credit score and overall expenses.

Financial Planning
This page is our first attempt to help you. Catholic Charities of Fort Worth has many financial classes and programs that can help you straighten your options and look for alternatives as well as coaching. Please hit here to learn about their new Case Management Program.

We also have a volunteer financial advisor within our Group. Please address any questions you might to the following email: svdpsmg1200@gmail.com, Attention Fernando.

We look forward to adding content to this page, as well as to offer advise regarding balancing your budget.

Can you afford the housing arrangement of your dreams?  

Please use the calculator provided by the State of Texas, click here. Whatever you do, we Pray for your financial health and for your wise decisions!

Calculator provided by the Texas Workforce Commission